Mortgage Repayment Calculator

Calculate your weekly, fortnightly, or monthly mortgage repayments

Loan Details

Loan Amount

$50k$2M

Interest Rate

% p.a.

1%12%

Loan Term

Payment Frequency

Your Monthly Repayment

$3,792

$875

Weekly

$1,750

Fortnightly

$3,792

Monthly

Total to be paid over 30 years$1,365,267

Total interest payable$765,267

Loan Balance Chart

Loan Balance

Total Payment

Principal

$600,000

Total Interest

$765,267

Loan Summary

Loan Amount$600,000

Interest Rate6.5% p.a.

Loan Term30 years (360 months)

Total Repayments$1,365,267

This calculator provides estimates only. Actual repayments may vary based on lender fees and charges. Contact a mortgage broker for accurate quotes.

Next step

First home in 2216? Let’s make sure you get every grant & stamp-duty break.

Michael helps first home buyers combine the First Home Buyer Assistance Scheme, Help To Buy and the Shared Equity Scheme to maximise your deposit power.

Free 20-minute first-home-buyer consultation
Includes our 2216 Postcode Complete Buyer’s Guide PDF (FHB section)

0411 818 171

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Mortgage Calculator FAQs

Common questions about home loans and mortgage repayments in Australia.

As of 2026, average owner-occupier variable rates sit around 6.0–6.5%, with the best discounted rates from major banks around 5.8–6.2%. Fixed rates for 2–3 year terms are available from approximately 5.5–6.0%. Investment loan rates are typically 0.2–0.5% higher. Rates vary significantly between lenders — a good broker can often find rates 0.3–0.5% below the advertised standard variable rate.