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Michael Kalinovski
CalculatorsInvestment Growth

Investment Growth Calculator

See how much your property has grown since purchase — and discover the equity you've built to reinvest.

Your Property

$
$
$
Estimated Current Value
$1,324,000
You paid $450,000 in 2009 • 17 years ago
Capital Growth
$874,000
Growth %
194.2%
Annual Avg
6.6% p.a.

Your Equity Position

Total Equity
$1,124,000
84.9% of property value
Usable Equity (80% LVR)
$859,200
Available to borrow against
Loan: $200,000Value: $1,324,000
Loan 15.1%Equity 84.9%

Rental Returns

Gross Yield
2.6%
on current value
Yield on Cost
7.5%
on what you paid
Annual Rent
$33,800
$650/week

Total Return Summary

Capital Growth
$874,000
Rent Collected (17yrs est.)
$574,600
Total Estimated Return
(Capital growth + Rent collected)
$1,448,600
321.9% total / 18.9% p.a.

Smart Investor Tips

You have $859,200 in usable equity
That's enough for a deposit on another investment property. Many savvy investors use equity from existing properties to build a portfolio without saving another deposit.
Your yield on cost is 7.5%
This means your property is earning 7.5% on what you originally paid — much higher than the headline yield. This is a sign of a well-timed purchase.
Consider SMSF for your next property
If your super balance is above $200K, you may be able to buy property inside your SMSF. This means your super grows through both rent and capital gains — tax-advantaged.
Interstate house & land for tax benefits
New builds in QLD, SA, or VIC offer higher depreciation claims (up to $15K+ p.a.), lower stamp duty, and strong rental yields. Combined with your equity, this could be a powerful tax strategy.
Your property has more than doubled
With 194.2% growth, you've significantly outperformed most asset classes. Consider whether it's time to diversify — sell high and reinvest, or use equity to spread risk.

Want to know the exact value?

This calculator uses median suburb data. For a precise, obligation-free appraisal based on your specific property, street, and condition — I can provide a detailed market report.

Get Free Appraisal Call Michael — 0411 818 171

Michael Kalinovski • Century 21 Bayview • Specialist in 2216 & St George area

Disclaimer: This calculator provides estimates based on Sydney median property growth data and suburb-level adjustments. Actual values may vary significantly based on individual property characteristics, condition, renovations, and market conditions. For an accurate valuation, please contact us for a professional appraisal.