Borrowing Capacity Calculator
Estimate how much you could borrow based on your financial situation
Your Financial Details
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Your Borrowing Capacity
$600,450
Maximum you could borrow
Maximum Property Price
$700,450
Based on 86% LVR with your $100,000 deposit
Calculation Summary
Combined Gross Income:$120,000
Est. Monthly Net Income:$7,500
Est. Monthly Expenses:$3,000
Monthly Surplus:$4,500
Important Notes
- • This is an estimate only. Actual borrowing capacity varies by lender.
- • Calculated using a 6% assessment rate as required by APRA.
- • Speak to a mortgage broker for accurate pre-approval.