Michael Kalinovski

Property Buying Costs

Calculate all the costs involved when purchasing a property in NSW

Property Details

$
$

LVR: 80%

Include Optional Costs

Total Buying Costs

$37,915

Total Amount Needed

$837,915

Deposit Required

$197,915

Cost Breakdown

Government$31,145Lender$900Legal$1,670Inspections$850Other$3,350$0$15,573$31,145
Government
Lender
Legal
Inspections
Other

Government Charges

$31,145

Stamp Duty$30,735
Transfer Fee$255
Mortgage Registration$155

Lender Fees

$900

Loan Application Fee$600
Valuation Fee$300
Lenders Mortgage Insurance(Not required)-

Legal & Conveyancing

$1,670

Conveyancing Fee$1,500
Title Search$20
Registration Searches$150

Inspections

$850

Building Inspection$500
Pest Inspection$350
Strata Report(If applicable)-

Moving & Setup

$1,500

Removalist$1,500

Insurance & Rates

$1,850

Building Insurance(Annual est.)$1,200
Council Rates(Adjustment)$400
Water Rates(Adjustment)$250

These are estimates only. Actual costs may vary based on your specific situation, lender, and service providers. Always get quotes from professionals before purchasing.

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