First Home Buyer Eligibility Checker

Check grants, stamp duty exemptions & government schemes

Your Situation

Property Purchase Price

Your Deposit Amount

10% deposit

This is a new build / off-the-plan

Your Annual Income (before tax)

Buying with a partner/spouse

Australian citizen or permanent resident

Never owned property in Australia

Will live in property for at least 12 months

$28,525

• Stamp duty saving: $13,525

• LMI saving (estimated): $15,000

$10,000 cash grant

Only available for new homes

~50% stamp duty reduction

Sliding scale concession applies

Buy with 5% deposit, no LMI

Government guarantees up to 15% of loan

Buy with 5% deposit in regional areas

St George is in metro Sydney (not eligible)

Buy with 2% deposit as single parent

Available if you are a single parent with dependents

Income test: Combined income $125,000 is within the $125,000 threshold ✓