Equity Release Calculator
How much can you unlock from your property?
Your Property
Equity You Can Unlock
$900,000
At 80% LVR
Your Current Position
Current Equity$1,200,000
Current LVR20.0%
Current Monthly Repayment$2,026
After Refinancing
New Loan Amount$1,200,000
New LVR80.0%
New Monthly Repayment$7,879
Repayment Increase+$5,853/mo
Remaining Equity$300,000
Investment Potential
If invested in a property yielding 5%, $900,000 could generate ~$45,000/year gross rental income.
This is a general estimate. Actual borrowing capacity depends on your income, expenses, and lender criteria. Speak to a mortgage broker for personalised advice.
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Equity Release FAQs
Understanding how to access the equity in your property.
Equity release allows homeowners to access the value locked up in their property without selling it. In Australia, this typically means refinancing your mortgage to borrow additional funds against your home equity, or using a reverse mortgage product. The equity is the difference between your property value and any outstanding mortgage.
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