Checklist

Auction Day Preparation Checklist

Be fully prepared for auction day. What to bring, bidding strategies, and procedures.

8 min readUpdated February 2024

Key Takeaways

  • Complete all due diligence BEFORE auction – no cooling-off period
  • Have finance unconditionally approved, not just pre-approved
  • Bring ID, deposit funds, and solicitor contact details
  • Set your maximum limit and don't exceed it emotionally
  • If you win, contracts are exchanged immediately

Understanding Auctions

Auctions are a common way to sell property in Sydney, particularly in competitive markets. Unlike private treaty sales, auctions have no cooling-off period – if you're the winning bidder, you're legally bound to purchase.

This makes preparation absolutely critical. Everything must be in order BEFORE auction day.

Before Auction Day

Complete these tasks in the days and weeks before auction:

Finance Approval:Get unconditional (not just pre-approval) finance approval in writing
Building & Pest Inspection:Complete and review reports – no conditions allowed at auction
Contract Review:Have your solicitor/conveyancer review the contract thoroughly
Strata Report (if applicable):Essential for apartments – check levies and building issues
Title Search:Your solicitor should check for any encumbrances or easements
Set Your Maximum Price:Decide your absolute limit and commit to not exceeding it

Pro Tips

  • Attend other auctions first to understand the process
  • Talk to the selling agent about vendor expectations
  • If unsure about any aspect, seek professional advice

What to Bring on Auction Day

Don't leave anything to chance. Bring these essentials:

Photo ID:Drivers licence or passport for all registered bidders
Deposit Funds:Usually 10% (can be 5% if pre-negotiated). Bank cheque, personal cheque, or electronic transfer
Solicitor/Conveyancer Details:Name, contact number, and address for contract completion
Pre-approval/Finance Letter:Shows you're a serious, qualified bidder
Building/Pest Reports:For reference if questions arise
Notepad & Pen:To track bids and take notes

Pro Tips

  • Arrive 15-30 minutes early to register and settle in
  • Bring a support person – they can help you stay calm and focused
  • Dress comfortably but respectfully

Bidding Registration

Before you can bid, you must register with the auction agent:

Complete registration form with your details

Provide photo ID for verification

Receive your bidder number/paddle

If bidding on behalf of someone else, you'll need written authorisation

Bidding Strategies

There's no single "right" way to bid, but these strategies can help:

Opening Bid Strategy: Some prefer to open bidding to show confidence. Others wait to assess competition.

Round Number vs. Odd Bids: Bidding in odd amounts ($1,003,500 instead of $1,000,000) can disrupt competitor psychology.

Quick vs. Slow Bidding: Quick bids can create momentum and intimidate. Slow, deliberate bids show you're calculated.

Know Your Limit: Decide your maximum BEFORE the auction and STICK TO IT. Auction fever is real.

Pro Tips

  • Make eye contact with the auctioneer when bidding
  • Bid with confidence – don't appear hesitant
  • If you're the underbidder, don't despair – the deal can still fall through

Understanding the Auction Process

Before bidding starts:

Auctioneer introduces the property and terms

Vendor reserve price is confidential

Opening call for bids

During bidding:

Bids must be clear and unambiguous

Auctioneer may place vendor bids (must declare)

Bidding continues until no more bids received

At the fall of the hammer:

If property reaches reserve, highest bidder wins

If "passed in" (didn't reach reserve), highest bidder gets first negotiation rights

Winning bidder signs contract immediately

If You Win

Congratulations! Here's what happens immediately:

Sign the contract of sale on the spot

Pay the deposit (usually 10%)

Exchange contracts – you're now legally committed

No cooling-off period applies to auction purchases

In the following days:

Your solicitor finalises contract details

Organise building insurance (your risk from exchange)

Your lender processes final loan approval

Settlement typically occurs in 42 days

If the Property Passes In

If bidding doesn't reach the vendor's reserve price, the property is "passed in."

Highest bidder opportunity:

You get first right to negotiate privately

Discussion usually happens immediately in a private room

This is your chance to negotiate between your last bid and the reserve

If you weren't the highest bidder:

You can still express interest to the agent

If negotiations with the highest bidder fail, you may be contacted

Frequently Asked Questions

Is there a cooling-off period for auctions?

No. Unlike private treaty sales, auction purchases have NO cooling-off period in NSW. Once the hammer falls and you've signed, you're legally bound to complete the purchase.

How much deposit do I need at auction?

Standard deposit is 10% of the purchase price, payable on the day. Some vendors may accept 5% if negotiated beforehand. Payment can be by bank cheque, personal cheque, or electronic transfer.

Can I bid on behalf of someone else?

Yes, but you'll need written authorisation from the person you're representing. They'll also need to provide their ID and details for registration purposes.

What if I can't complete the purchase after winning?

This is a serious legal matter. You could lose your deposit (at minimum) and potentially be sued for the difference if the property sells for less. Always ensure your finances are unconditionally approved before bidding.

Disclaimer

This checklist provides general guidance for NSW property auctions. Rules may vary in other states. Always seek legal advice regarding contracts and ensure finance is unconditionally approved before bidding. The auctioneer's announcements on the day take precedence over any general information.

Michael Kalinovski

Written by

Michael Kalinovski

25++ years experience in St George real estate. Licensed Real Estate Agent specialising in Brighton-Le-Sands, Rockdale, Sans Souci and surrounding suburbs.

Need Personalised Advice?

This guide is a great starting point, but every property journey is unique. Book a free consultation to discuss your specific situation.