Frequently Asked Questions
Everything you need to know about buying, selling, and living in St George
Michael Kalinovski answers the most common questions from homeowners, buyers, and investors across Sydney's St George region. With 25+ years of local experience and over 700 properties sold in suburbs including Rockdale, Brighton-Le-Sands, Kogarah, Sans Souci, and Banksia, Michael provides practical, honest answers you can rely on. Can't find what you're looking for? Get in touch for personalised advice.
Buying Property
How much deposit do I need to buy a property in NSW?
Most lenders require a minimum 5-20% deposit. A 20% deposit helps you avoid Lenders Mortgage Insurance (LMI). First home buyers may access the First Home Guarantee scheme with as little as 5% deposit without paying LMI.
Still Have Questions?
I'm here to help. Whether you're buying, selling, or just curious about the St George market, don't hesitate to reach out.
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