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Downsizing Guide

Downsize to Ramsgate Beach

Beachside morning walks, Ramsgate Baths swims, cafe breakfast—this is the downsizing dream.

$850K
Median Unit
10/10
Downsizer Rating
10 min to St George Hospital
to Hospital
$300,000
Super Contrib.

Downsizer Super Contribution

If you're 55+ and selling your home, you can contribute up to:

$300,000
Per Individual
$600,000
Per Couple

This is in addition to your existing super contribution caps. Speak with your financial advisor for eligibility.

Why Downsize to Ramsgate Beach?

Ramsgate Beach scores 10/10 for downsizers based on walkability, amenities, and lifestyle options.

Release Equity

Unlock the value in your current home for retirement lifestyle or to help family.

Low Maintenance

No more weekends spent on yard work. Enjoy modern, easy-care living.

Active Lifestyle

Walk to cafes, shops, and amenities. Stay connected to your community.

Right-Size Living

A home that fits your current lifestyle, not the family home you no longer need.

Cafes & Dining

  • Ramsgate Baths Cafe
  • Beachside cafes
  • Sans Souci dining strip

Medical & Services

  • St George Hospital (10 min to St George Hospital)
  • Local medical centres
  • Pharmacies nearby

Lifestyle

  • Ramsgate Beach
  • Cook Park
  • Ramsgate Beach Reserve

Downsizing Options in Ramsgate Beach

Modern Apartments

Lock-up-and-leave convenience with building amenities and security.

Median Price$850K

Villas & Townhouses

Ground-level living with a small garden and your own entrance.

Median Price$1.30M

What Ramsgate Beach Clients Say

Real results from real clients in Ramsgate Beach and surrounding suburbs

Downsizing to Ramsgate Beach was the best decision. Morning walks on the sand, Ramsgate Baths swims—this is the retirement we dreamed of.

Helen & David C.

Beach UnitRamsgate Beach2025

Professional, responsive, and genuinely cares about his clients. Would recommend Michael to anyone buying or selling.

Maria C.

Investment UnitSt George2025

After 25 years in our family home, Michael made the transition to a smaller property seamless and stress-free.

David L.

Downsizer VillaSt George2024

Downsizing FAQs for Ramsgate Beach

Common questions about buying property in Ramsgate Beach

Why is Ramsgate Beach perfect for downsizers?
Wake up to beach views, morning walks on the sand, Ramsgate Baths swims, cafe breakfast—Ramsgate Beach is the ultimate downsizing destination in 2217.
What is the downsizer super contribution?
Australians aged 55+ can contribute up to $300,000 ($600,000 per couple) from home sale proceeds to superannuation, regardless of work status or contribution caps.
Should I sell before or after buying?
This depends on your circumstances. Michael can help coordinate both transactions to minimise stress and bridge finance needs. Many downsizers sell first to know exactly what they can spend.
What property types suit downsizers?
Modern units, villas, and townhouses are popular choices. Look for lift access, level entry, secure parking, and proximity to shops and medical facilities.

Ramsgate Beach Location

Michael's office is just minutes from Ramsgate Beach

Get Directions to Office
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Visit Michael's Office

Shop 1/343 Bay St, Brighton-Le-Sands NSW 2216

0411 818 171

Ready to Start Your Next Chapter?

Michael Kalinovski has helped many downsizers transition to the perfect right-sized home in Ramsgate Beach.

5 Google Rating
25+ Years Experience