Downsizing Guide

Downsize to Monterey

Peaceful bay living with Scarborough Park walks—Monterey offers premium downsizing close to everything.

$815K

Median Unit

9/10

Downsizer Rating

12 min to St George Hospital

to Hospital

$300,000

Super Contrib.

Explore Downsizing Options Calculate Your Equity

Downsizer Super Contribution

If you're 55+ and selling your home, you can contribute up to:

$300,000

Per Individual

$600,000

Per Couple

This is in addition to your existing super contribution caps. Speak with your financial advisor for eligibility.

Why Downsize to Monterey?

Monterey scores 9/10 for downsizers based on walkability, amenities, and lifestyle options.

Release Equity

Unlock the value in your current home for retirement lifestyle or to help family.

Low Maintenance

No more weekends spent on yard work. Enjoy modern, easy-care living.

Active Lifestyle

Walk to cafes, shops, and amenities. Stay connected to your community.

Right-Size Living

A home that fits your current lifestyle, not the family home you no longer need.

Cafes & Dining

Brighton-Le-Sands cafe strip (walk)
Scarborough Park picnic areas

Medical & Services

St George Hospital (12 min to St George Hospital)
Local medical centres
Pharmacies nearby

Lifestyle

Monterey Beach
Scarborough Park
Cook Park

Downsizing Options in Monterey

Modern Apartments

Lock-up-and-leave convenience with building amenities and security.

Median Price$815K

Villas & Townhouses

Ground-level living with a small garden and your own entrance.

Median Price$1.20M

What Monterey Clients Say

Real results from real clients in Monterey and surrounding suburbs

“Selling our Monterey home after 30 years was emotional. Michael handled everything with professionalism and achieved $200K above our expectations.”

Robert & Jane P.

Waterfront Villa • Monterey • 2025

“Michael found us a unit with bay glimpses in Monterey. Perfect location near Scarborough Park for our kids.”

The Nguyen Family

Bay-view Unit • Monterey • 2024

“Professional, responsive, and genuinely cares about his clients. Would recommend Michael to anyone buying or selling.”

Maria C.

Investment Unit • St George • 2025

Downsizing FAQs for Monterey

Common questions about buying property in Monterey

Why do downsizers love Monterey?

Peaceful bay living just minutes from Brighton-Le-Sands amenities. Scarborough Park walks, flat terrain, and a genuine community atmosphere make Monterey ideal for active retirees.

What is the downsizer super contribution?

Australians aged 55+ can contribute up to $300,000 ($600,000 per couple) from home sale proceeds to superannuation, regardless of work status or contribution caps.

Should I sell before or after buying?

This depends on your circumstances. Michael can help coordinate both transactions to minimise stress and bridge finance needs. Many downsizers sell first to know exactly what they can spend.

What property types suit downsizers?

Modern units, villas, and townhouses are popular choices. Look for lift access, level entry, secure parking, and proximity to shops and medical facilities.