Step-by-step buying guides for the Sydney property market — tailored to the St George district with suburb-specific data, price analysis, and practical checklists.
From pre-approval to settlement, these guides walk you through every stage of the property buying process. Covers due diligence, building inspections, auction strategy, private treaty negotiation, and the hidden costs that catch first-time buyers off guard. Each guide is updated for 2026 market conditions including current interest rates, government schemes, and St George median prices. Michael Kalinovski has helped hundreds of buyers find their ideal home across Rockdale, Brighton-Le-Sands, Kogarah, and the broader 2216–2220 postcodes.
Want help finding the right property? Reach out to Michael for suburb recommendations tailored to your budget.
The 2026 Federal Budget limits negative gearing to new builds from July 2027, replaces the 50% CGT discount with cost-base indexation, and introduces a 30% minimum tax rate.
Should you pay upfront stamp duty or opt for annual property tax when buying in NSW? Break-even analysis at different property values and hold periods, eligibility rules, and who it suits best in 2026.
Am I eligible for the NSW First Home Buyer stamp duty exemption in 2026? Full FHBAS criteria, $800K threshold, sliding scale to $1M, FHOG $10K grant, Property Tax Choice comparison, and common disqualification mistakes.
Buying an $800,000 property in NSW? First home buyers pay $0 stamp duty (FHBAS exemption). Owner-occupiers and investors pay $31,490. Full 2026 rate table, sliding scale breakdown, and worked examples at St George prices.
Planning to downsize? This comprehensive guide covers everything from finding the right property to making the emotional transition smooth.
A comprehensive guide for first home buyers looking to enter the St George market. Budget breakdowns, best suburbs, grants, and expert advice.
Complete first home buyer guide for St George 2026. NSW grants, stamp duty concessions, 5% deposit scheme & affordable suburbs. Expert advice from 25+ year local specialist.