Downsizing in St George: Complete Guide for Empty Nesters

Why Downsize in St George?

After raising a family in your much-loved home, the decision to downsize is significant. Many of my clients choose to stay in St George when downsizing - and for good reason. The area offers excellent downsizer-friendly properties while allowing you to stay close to friends, family, and familiar places.

Best Suburbs for Downsizers

For Waterfront Living - Sans Souci: Villas and apartments with water views - Brighton-Le-Sands: Beachfront units and townhouses

For Convenience - Kogarah: Close to hospital and shops - Hurstville: Everything within walking distance

For Value - Rockdale: Quality townhouses near station - Beverly Hills: Modern developments with amenities

Property Types for Downsizers

Villas - Single-level living - Small courtyard garden - Often in small complexes - Price range: $900,000-$1.4M

Townhouses - Modern layouts - Lock-up-and-leave convenience - Often 2-3 bedrooms - Price range: $1.0M-$1.5M

Apartments - Minimal maintenance - Building amenities (gym, pool) - Views in some cases - Price range: $600,000-$1.2M

Financial Considerations

Downsizer Super Contribution - If you're 55+, you can contribute up to $300,000 per person from the sale of your home into superannuation - Doesn't count toward contribution caps - Great way to boost retirement savings

Capital Gains - Your principal residence is CGT-free - Plan the timing of sale and purchase carefully

Stamp Duty - Budget for stamp duty on your new purchase - No concessions for downsizers (unlike first home buyers)

The Emotional Side of Downsizing

I've helped many families through this transition, and I understand it's not just about bricks and mortar. Here's how to make it easier:

1. Give yourself time: Don't rush the decision 2. Involve family: But remember it's your decision 3. Focus on the positives: Less maintenance, more freedom 4. Plan the declutter: Start early, room by room 5. Create new memories: Look forward to your new chapter

Decluttering Tips

- Start 6-12 months before you plan to move - Work through one room at a time - Ask: "Do I use it? Do I love it? Does it fit the new home?" - Digitize photos and documents - Consider hiring a decluttering specialist

Moving Checklist

3 Months Before - Research new suburbs and property types - Get your home appraised - Start decluttering

2 Months Before - List your home for sale - Start serious searching - Get quotes from removalists

1 Month Before - Finalize purchase - Book removalists - Organize utility transfers

Moving Week - Final pack - Clean old home - Celebrate your new chapter!

Find Your Perfect Downsizer Property

I specialize in helping downsizers find their ideal next home while achieving the best possible result for their current property. Let's discuss your plans over a coffee - no pressure, just honest advice.