Why Downsize in St George?

After raising a family in your much-loved home, the decision to downsize is significant. Many of my clients choose to stay in St George when downsizing - and for good reason. The area offers excellent downsizer-friendly properties while allowing you to stay close to friends, family, and familiar places.

Best Suburbs for Downsizers

For Waterfront Living

Sans Souci: Villas and apartments with water views
Brighton-Le-Sands: Beachfront units and townhouses

For Convenience

Kogarah: Close to hospital and shops
Hurstville: Everything within walking distance

For Value

Rockdale: Quality townhouses near station
Beverly Hills: Modern developments with amenities

Property Types for Downsizers

Villas

Single-level living
Small courtyard garden
Often in small complexes
Price range: $900,000-$1.4M

Townhouses

Modern layouts
Lock-up-and-leave convenience
Often 2-3 bedrooms
Price range: $1.0M-$1.5M

Apartments

Minimal maintenance
Building amenities (gym, pool)
Views in some cases
Price range: $600,000-$1.2M

Financial Considerations

Downsizer Super Contribution

If you're 55+, you can contribute up to $300,000 per person from the sale of your home into superannuation
Doesn't count toward contribution caps
Great way to boost retirement savings

Capital Gains

Your principal residence is CGT-free
Plan the timing of sale and purchase carefully

Stamp Duty

Budget for stamp duty on your new purchase
No concessions for downsizers (unlike first home buyers)

The Emotional Side of Downsizing

I've helped many families through this transition, and I understand it's not just about bricks and mortar. Here's how to make it easier:

1. Give yourself time: Don't rush the decision 2. Involve family: But remember it's your decision 3. Focus on the positives: Less maintenance, more freedom 4. Plan the declutter: Start early, room by room 5. Create new memories: Look forward to your new chapter

Decluttering Tips

Start 6-12 months before you plan to move
Work through one room at a time
Ask: "Do I use it? Do I love it? Does it fit the new home?"
Digitize photos and documents
Consider hiring a decluttering specialist

Moving Checklist

3 Months Before

Research new suburbs and property types
Get your home appraised
Start decluttering

2 Months Before

List your home for sale
Start serious searching
Get quotes from removalists

1 Month Before

Finalize purchase
Book removalists
Organize utility transfers

Moving Week

Final pack
Clean old home
Celebrate your new chapter!

Find Your Perfect Downsizer Property

I specialize in helping downsizers find their ideal next home while achieving the best possible result for their current property. Let's discuss your plans over a coffee - no pressure, just honest advice.