Downsizing in Sans Souci: Your Options
Sans Souci is increasingly popular with downsizers seeking waterfront lifestyle, village convenience, and community connection. Here's how to make the transition work.
Why Downsizers Choose Sans Souci
The Appeal:
- Waterfront lifestyle without Northern Beaches prices
- Established village with cafes, medical, shopping
- Strong community feel (many long-term residents)
- Flat terrain for walking
- Easy access to Hurstville for major services
What You Give Up:
- Large yards and gardens
- Multiple car garaging (some properties)
- Distance from grandchildren (depending on where they live)
- Some entertainment options (quiet suburb)
Downsizing Property Options
Option 1: Modern Apartments
Best for hands-off lifestyle:
- 2-3 bedrooms
- Secure parking
- Lift access
- Price range: $800K-$1.4M
- Strata fees: $800-$1,500/quarter
Option 2: Townhouses/Villas
Best for some outdoor space:
- 2-3 bedrooms
- Small courtyard/garden
- Lock-up-and-leave
- Price range: $1M-$1.5M
- Strata fees: $400-$800/quarter
Option 3: Smaller Houses
Best for garden lovers:
- 2-3 bedrooms
- Manageable yard
- No strata
- Price range: $1.3M-$1.8M
- No strata fees (budget for maintenance)
Option 4: Waterfront Units
Best for lifestyle-focused downsizers:
- 2-3 bedrooms
- Water views/access
- Premium amenities
- Price range: $1.2M-$2.2M
- Strata fees: $1,200-$2,500/quarter
Financial Considerations
Typical Downsizing Scenario:
| Item | Amount |
|---|---|
| Family home sale | $2,500,000 |
| Less: mortgage payout | $0 |
| Less: selling costs (2%) | $50,000 |
| **Net proceeds** | **$2,450,000** |
| Downsizer purchase | $1,200,000 |
| Less: stamp duty | $53,000 |
| Less: moving/settling costs | $15,000 |
| **Capital released** | **$1,182,000** |
Superannuation Contributions:
The downsizer contribution scheme allows up to $300,000 (each, so $600K for couples) into super from home sale proceeds. This can significantly boost retirement income.
Ongoing Costs Comparison:
| Cost | Family Home | Downsized Unit |
|---|---|---|
| Council rates | $2,800/year | $1,800/year |
| Water | $1,200/year | $800/year |
| Maintenance | $8,000/year | $2,000/year |
| Strata | $0 | $4,800/year |
| Insurance | $3,500/year | $1,200/year |
| **Total** | **$15,500/year** | **$10,600/year** |
Best Streets for Downsizers
Waterfront Living:
- Rocky Point Road (waterfront apartments)
- Russell Avenue (water views, flatter terrain)
- Clareville Avenue (quiet, established)
Village Convenience:
- William Street (walking to shops)
- Valda Avenue (close to amenities)
- Near Rocky Point Road shops
Healthcare & Services Access
Medical Services:
- Multiple GPs in Sans Souci village
- St George Hospital (10 min, Kogarah)
- Specialist services in Hurstville (15 min)
- Pharmacies in village
Daily Needs:
- IGA supermarket in village
- Woolworths/Coles in Hurstville (10 min)
- Banks, post office locally
- Cafes and restaurants on Rocky Point Road
Community & Lifestyle
Social Connection:
- Active Probus clubs
- Seniors groups through local RSL
- Church communities (Greek Orthodox, Catholic)
- Water-based activities (fishing, boating clubs)
Keeping Active:
- Waterfront walking paths
- Flat terrain for cycling
- Georges River Sailing Club
- Local bowling clubs
Making the Transition
Tips for a Smooth Downsizing:
- Sell first, then buy – removes pressure
- Rent in the area first – test the lifestyle
- Declutter gradually – start 6 months before
- Consider storage – for items you're unsure about
- Involve family – distribute meaningful items early
Contact me for a confidential downsizing discussion.
Frequently Asked Questions
Is Sans Souci good for retirees?
Yes, Sans Souci suits active retirees who want waterfront lifestyle without isolation. The flat terrain is walking-friendly, medical services are accessible (St George Hospital 10 min), and the village has daily essentials. A car is still recommended.
What downsizing properties are available in Sans Souci?
Options include modern apartments ($800K-$1.4M), townhouses/villas ($1M-$1.5M), smaller houses ($1.3M-$1.8M), and waterfront units ($1.2M-$2.2M). Each offers different lifestyle trade-offs around maintenance and outdoor space.
How much could I release by downsizing to Sans Souci?
A typical downsizing from a $2.5M family home to a $1.2M unit could release $1.1M+ after costs. The downsizer super contribution scheme allows up to $300K each into superannuation, boosting retirement income.
What are strata fees like in Sans Souci?
Strata fees in Sans Souci vary: apartments typically $800-$1,500/quarter, townhouses $400-$800/quarter, and waterfront units $1,200-$2,500/quarter. Higher fees usually indicate better amenities and building maintenance.
Helpful Calculators
Explore Sans Souci
Need Expert Advice on Sans Souci?
With 25+ years of experience in St George, I can provide personalised guidance on Sans Souci property. Whether you're buying, selling, or investing, let's discuss your goals.