Entry Price Points (2026)
- 1-bed unit: $480K-$550K entry, $550K-$650K mid, $650K-$750K quality
- 2-bed unit: $620K-$700K entry, $700K-$850K mid, $850K-$1M quality
First Home Buyer Grants
- FHB Assistance Scheme – No stamp duty up to $800K
- First Home Owner Grant – $10,000 for new properties under $750K
- First Home Guarantee – 5% deposit with no LMI
Best Value Opportunities
Under $650K: Older 1-bed units in red-brick buildings on Gray Street, Montgomery Street.
Tips: Get pre-approval first, focus on older buildings, consider walk-ups for lower strata.
Frequently Asked Questions
Can I buy under $650K?
Yes, 1-bed units from $480K-$550K in older red-brick buildings.
What grants available?
Stamp duty exemption up to $800K, $10K grant for new under $750K.
Is Kogarah good for first home?
Yes—accessible prices from $480K, strong rental fallback, blue-chip location.
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