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First Home Buyer Guide

Buy Your First Home in Hurstville

Hurstville NSW 2220 is a strong option for first home buyers in Sydney's St George region in 2026. Entry-level units start from $580K and houses from $1.60M. First home buyers may be eligible for the $10,000 NSW First Home Owner Grant and stamp duty concessions. Contact Michael Kalinovski on 0411 818 171 for expert guidance.

Updated
$580K
Entry Unit Price
$1.60M
Entry House Price
7/10
FHB Suitability
16km
to Sydney CBD

First Home Buyer Grants & Incentives 2026

NSW offers generous support for first home buyers. Here's what you may be eligible for when buying in Hurstville.

First Home Owner Grant (FHOG)

$10,000

New homes up to $750,000

Stamp Duty Exemption

Up to $31,000 saved

Properties under $800,000

First Home Guarantee

5% deposit (no LMI)

Income up to $125,000 (single) / $200,000 (couple)

Family Home Guarantee

2% deposit

Single parents with dependents

Why Hurstville is Great for First Home Buyers

Hurstville scores 7/10 for first home buyer suitability. Here's why.

Affordability

  • Entry units from $580K
  • Entry houses from $1.60M
  • Stamp duty exemption for units under $800K

Commute & Transport

  • Hurstville Station (T4, T8 Lines)
  • Major bus interchange
  • 16km to Sydney CBD
  • 16km to CBD

Lifestyle & Amenities

  • Westfield Hurstville
  • Hurstville Train Station
  • Hurstville Aquatic Centre

Growth Potential

Hurstville has grown 6.9% (houses) and 5.2% (units) in the past 12 months. Your first home could be a strong long-term investment.

+5.2%
Unit Growth (12 months)

5 Steps to Buying Your First Home in Hurstville

1

Get Pre-Approved

Talk to a mortgage broker to understand your borrowing capacity and get pre-approval.

2

Research & Shortlist

Work with Michael to identify suitable properties in your budget and preferred areas.

3

Inspect Properties

Attend open homes and private inspections. Michael will highlight pros and cons of each.

4

Make an Offer

Michael guides you through negotiations or auction strategy to secure your first home.

5

Settlement & Keys

Complete the purchase with your conveyancer and collect the keys to your new home!

First Home Buying Costs in Hurstville

Estimated costs based on the Hurstville median unit price of $0.58M in 2026. First Home Buyer concessions included where eligible.

First Home Owner Grant: $10,000
New builds up to $600K are eligible for the NSW FHOG. Check if you qualify.
Cost ItemEstimated Amount
Transfer Duty (Stamp Duty)$0 (FHOG exempt)
Conveyancer / Solicitor$1.5K – $2.5K
Building & Pest Inspection$600
Strata Report$350
Loan Application Fee$600
NSW Stamp Duty CalculatorSource: NSW Revenue, 2026 rates

What Hurstville Clients Say

Real results from real clients in Hurstville and surrounding suburbs

Michael's knowledge of the St George market was invaluable. He achieved a price well above our expectations.

James & Sarah T.

Family HomeSt George2025

Professional, responsive, and genuinely cares about his clients. Would recommend Michael to anyone buying or selling.

Maria C.

Investment UnitSt George2025

After 25 years in our family home, Michael made the transition to a smaller property seamless and stress-free.

David L.

Downsizer VillaSt George2024

First Home Buying FAQs for Hurstville

Common questions about buying property in Hurstville

What grants are available for first home buyers in NSW?
NSW first home buyers can access: First Home Owner Grant ($10,000 for new homes), stamp duty exemptions for properties under $800,000, and the First Home Guarantee Scheme (5% deposit with no LMI).
How much deposit do I need?
With the First Home Guarantee Scheme, you may only need 5% deposit. Otherwise, standard deposits are 10-20%. Michael can connect you with mortgage brokers who specialise in first home buyer lending.
What are the hidden costs of buying?
Budget for: stamp duty (unless exempt), conveyancing ($1,500-2,500), building & pest inspection ($400-600), and loan establishment fees. Michael provides a free buyer's cost calculator.

Hurstville Location

Michael's office is just minutes from Hurstville

Get Directions to Office
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Visit Michael's Office

Shop 1/343 Bay St, Brighton-Le-Sands NSW 2216

0411 818 171

Ready to Buy Your First Home in Hurstville?

Michael Kalinovski has helped hundreds of first home buyers find their perfect property in St George.

5 Google Rating
Helped 100s of FHBs
25+ Years Experience