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Downsizing Guide

Downsize to Kogarah

Medical facilities nearby give peace of mind. Modern apartments, cafes, and flat terrain make Kogarah perfect for active retirees.

$745K
Median Unit
8/10
Downsizer Rating
10 min
to Hospital
$300,000
Super Contrib.

Downsizer Super Contribution

If you're 55+ and selling your home, you can contribute up to:

$300,000
Per Individual
$600,000
Per Couple

This is in addition to your existing super contribution caps. Speak with your financial advisor for eligibility.

Why Downsize to Kogarah?

Kogarah scores 8/10 for downsizers based on walkability, amenities, and lifestyle options.

Release Equity

Unlock the value in your current home for retirement lifestyle or to help family.

Low Maintenance

No more weekends spent on yard work. Enjoy modern, easy-care living.

Active Lifestyle

Walk to cafes, shops, and amenities. Stay connected to your community.

Right-Size Living

A home that fits your current lifestyle, not the family home you no longer need.

Cafes & Dining

  • St George Hospital
  • Kogarah Town Centre
  • Kogarah Station

Medical & Services

  • St George Hospital (10 min)
  • Local medical centres
  • Pharmacies nearby

Lifestyle

  • St George Hospital
  • Kogarah Town Centre

Downsizing Options in Kogarah

Modern Apartments

Lock-up-and-leave convenience with building amenities and security.

Median Price$745K

Villas & Townhouses

Ground-level living with a small garden and your own entrance.

Median Price$1.10M

What Kogarah Clients Say

Real results from real clients in Kogarah and surrounding suburbs

Michael's knowledge of the St George market was invaluable. He achieved a price well above our expectations.

James & Sarah T.

Family HomeSt George2025

Professional, responsive, and genuinely cares about his clients. Would recommend Michael to anyone buying or selling.

Maria C.

Investment UnitSt George2025

After 25 years in our family home, Michael made the transition to a smaller property seamless and stress-free.

David L.

Downsizer VillaSt George2024

Downsizing FAQs for Kogarah

Common questions about buying property in Kogarah

What is the downsizer super contribution?
Australians aged 55+ can contribute up to $300,000 ($600,000 per couple) from home sale proceeds to superannuation, regardless of work status or contribution caps.
Should I sell before or after buying?
This depends on your circumstances. Michael can help coordinate both transactions to minimise stress and bridge finance needs. Many downsizers sell first to know exactly what they can spend.
What property types suit downsizers?
Modern units, villas, and townhouses are popular choices. Look for lift access, level entry, secure parking, and proximity to shops and medical facilities.

Kogarah Location

Michael's office is just minutes from Kogarah

Get Directions to Office
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Visit Michael's Office

Shop 1/343 Bay St, Brighton-Le-Sands NSW 2216

0411 818 171

Ready to Start Your Next Chapter?

Michael Kalinovski has helped many downsizers transition to the perfect right-sized home in Kogarah.

5 Google Rating
25+ Years Experience