Monterey vs Ramsgate Beach
Monterey has a median house price of $2.12M vs Ramsgate Beach at $2.25M. Ramsgate Beach leads on 12-month capital growth at 9.2%, while Monterey offers the stronger unit rental yield.
Compare property prices, growth, and lifestyle in these 2217 suburbs
Monterey
Ramsgate Beach
What Is Property comparison: Monterey vs Ramsgate Beach?
A side-by-side analysis of house prices, unit prices, demographics, growth rates, rental yields, and buyer suitability scores for Monterey (2217) and Ramsgate Beach (2217), based on the most recent 12-month sales data for the St George region of Sydney.
Source: CoreLogic & ABS Census
Side-by-Side Comparison
House Prices
Unit Prices
Demographics
Location
Who Should Buy Where?
Monterey
The quiet side of the bay—Monterey offers waterfront living with Brighton-Le-Sands amenities on your doorstep.
Ramsgate Beach
Wake up to ocean views and sand between your toes. Ramsgate Beach is beachside living without the Northern Beaches price tag.
Monterey vs Ramsgate Beach — Which Is Better to Buy In?
Choosing between Monterey and Ramsgate Beach depends on your priorities — whether that's price, lifestyle, growth potential, or rental yield. Both suburbs sit within the St George district of Sydney and share proximity to train stations, schools, and the CBD, but they offer different trade-offs for buyers in 2026.
Monterey has a median house price of $2.12M and a median unit price of $815K. Annual house growth sits at 8.8%, which is slightly behind Ramsgate Beach. The quiet side of the bay—Monterey offers waterfront living with Brighton-Le-Sands amenities on your doorstep.
Ramsgate Beach has a median house price of $2.25M and a median unit price of $850K. With 9.2% annual house growth, it leads on capital appreciation. Wake up to ocean views and sand between your toes. Ramsgate Beach is beachside living without the Northern Beaches price tag.
For First Home Buyers
Monterey offers a lower entry point for first home buyers, with median units at $815K compared to $850K in Ramsgate Beach. Both suburbs fall within the NSW First Home Buyer stamp duty concession thresholds for most unit purchases. Check the First Home Buyer Eligibility Calculator to see what grants and concessions you qualify for.
For Investors
Investors looking at rental yield should compare the gross returns carefully.Monterey offers 2.5% gross house yield while Ramsgate Beach sits at 2.4%. Monterey delivers stronger cash flow, making it better for income-focused investors. Use the Property Yield Calculator to model your specific scenario.
Local Expert View
Michael Kalinovski has sold hundreds of properties across both Monterey and Ramsgate Beach over the past 25+ years. The right choice depends on your individual circumstances — budget, timeline, family needs, and investment goals. Both suburbs have their strengths, and the comparison above is based on current market data — but markets shift, and street-level nuances matter more than suburb-level averages.
Explore the detailed suburb profiles for Monterey and Ramsgate Beach, or browse the blog for more in-depth market analysis.
Should you buy in Monterey or Ramsgate Beach?
Arguments For
- +Monterey offers a lower median house entry point at $2.12M
- +Ramsgate Beach leads on 12-month house growth at 9.2%
- +Both suburbs sit within 20 km of Sydney CBD with strong transport links
Arguments Against
- −Suburb-level medians can mask street-by-street variation — always inspect comparable recent sales
- −Growth rates are backward-looking; past performance doesn't guarantee future returns
- −Higher yield can signal higher tenant turnover or lower owner-occupier demand
Balanced assessment: There is no universally "better" suburb — the right choice depends on your budget, timeline, and whether you prioritise capital growth or rental yield. Speak to Michael for a street-level view of both markets.
Still Undecided? Talk to Michael
With 25+ years in St George, Michael can help you choose the right suburb for your needs.