Understanding Stamp Duty in NSW: A Complete Guide for St George Property Buyers in 2026

Stamp duty is one of the largest upfront costs when buying property in St George. Whether you're purchasing in Kogarah, Sans Souci, or Hurstville, understanding stamp duty in NSW is essential for accurate budgeting.

Stamp Duty Costs at St George Price Points

Purchase Price	Approx. Stamp Duty	Example Property
$800,000	~$31,335	Rockdale unit / Arncliffe townhouse
$1,200,000	~$50,535	Kogarah or Bexley house
$1,500,000	~$67,035	Sans Souci or Monterey house
$2,000,000	~$94,535	Brighton-Le-Sands waterfront

First Home Buyer Relief

• Full exemption: No stamp duty on homes up to $800,000
• Concessional rate: Reduced duty on homes $800,001–$1,000,000
• Property Tax Option: Annual tax instead of upfront stamp duty for eligible first home buyers

Key Tips

1. Budget early — include stamp duty from day one
2. Check first home buyer eligibility before making an offer
3. Use the Revenue NSW calculator for accurate figures
4. Discuss capitalising stamp duty into your loan with your mortgage broker

Michael Kalinovski | 25+ years experience | 700+ homes sold | 5.0★ Google rating (127+ reviews) | Century 21 Bayview, St George Sydney | 0411 818 171 | michaelkalinovski.com